Health care needs are different for everyone. That’s why our medical plan offers multiple options so that you can choose the coverage best suited to your needs and budget.

Through Aetna we offer all US benefit-eligible employees three medical plan options which automatically come with OptumRx prescription coverage.

For medical, Rx, dental and vision coverage, all employees are eligible for benefits

Teladoc

24/7 virtual care offered through Aetna.

• Receive expert medical opinions
• Find doctors who specialize in your condition
• Receive critical case support
• Use Behavioral Health navigator
• Get treatment decision support

Important Resources
Teladoc
Teladoc FAQ

One Medical

• 24/7 on-demand care with Video Chat at no extra cost
• Easy booking of same/next-day appointments in the app
• Longer appointments so you don’t feel rushed
• Drop-in lab services
• 125+ convention locations nationwide, and virtual access
• Experts to help navigate your healthcare choices
• In-app prescription requests and renewals

Important Resources
Access Your Account
Registration
Virtual Care
In-Office Care
LGBTQ Care

2ndMD

Expert Medical Opinions

• Understand a new or chronic diagnosis and treatment options
• Receive a 2nd opinion
• Understand if a recommended surgery is the best option
• Understand alternative treatment options
• Learn about new breakthrough treatments and trials specific to your condition

Important Resources
On-Demand Content
Activate your 2nd MD Account

Your dental health is an important part of your overall wellness.

When looking for a Provider in-network remember there are two national provider networks available with our dental plan options.

• The Delta Dental PPO network delivers the greatest savings but has fewer dentists to choose from.
• The Delta Dental Premier® network is the largest dentist network, but savings aren’t as significant.

To find a participating provider within the Delta Dental network, and to determine if they are a PPO or Premier provider, log on to www.deltadentalma.com.

For medical, Rx, dental and vision coverage, all employees are eligible for benefits.

Important Resources
Hearing Aid Benefit
Z Sonic Toothbrush Benefit
Pre-Treatment Estimator

Important Documents
Dental Plan Certificate
2023 Summary of Benefits
Delta Dental Mobile App
Network Comparison Chart

Vision care coverage is provided through VSP Vision. VSP allows you to receive vision care services from any provider you wish. When you access vision care from VSP network providers, most eligible services are covered at 100%, subject to copays. Vision care accessed from non-network providers is covered at different levels.

For an up-to-date listing of providers in your area visit www.vsp.com (VSP Network).

For medical, Rx, dental and vision coverage, all employees are eligible for benefits.

Important Documents
Vision Plan Certificate
VSP Benefit Summary — Base Plan
VSP Benefit Summary – Buy Up Plan

A better strategy is to treat your HSA like an additional Retirement Account.

• Fully fund the HSA during your working years and pay current medical expenses from non-HSA sources to the extent you can.
• Invest those HSA savings into optional investment funds offered by Payflex.
• Remember to periodically monitor your HSA investment fund performance at Payflex.

Important Resources
The Advantage of Pairing your HSA with a HDHP
Payflex HSA Education
How to Optimize HSA
Maximize Your Savings Potential

Important Documents
Qualified HSA Medical Expenses
Health Savings Account Investment Fund List
Accessing Your Account
Accessing the Payflex App
Reimbursement Process
What You need to Know When Opening your Account (Customer ID Process)

Flexible Spending Accounts (FSAs) allow you to put aside money for important expenses and help you reduce your income taxes at the same time. HealthEdge offers the following FSAs:

• Health Care FSA: medical, Rx, dental and vision expenses
• Limited Purpose Health Care FSA: dental and vision expenses only (for HSA Participants)
• Dependent Care FSA –babysitters, daycare, day camp, home nursing, etc.

Important Documents
FSA SPD
FSA Eligible Expenses
Healthcare FSA – Medical, Dental and Vision Expenses
Limited Purpose FSA
Dependent Care FSA
Accessing Your Account
Accessing the Payflex App
Reimbursement Process

• Basic Term Life and AD&D Insurance: HealthEdge provides eligible employees with Basic Term Life and Accidental Death and Dismemberment (AD&D) coverage at no cost to you and enrollment is automatic.
• Voluntary Life and AD&D Insurance: You may also choose to purchase Voluntary Life and AD&D Insurance coverage in addition to the company-paid benefit.

To be eligible for Life and AD&D you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
Benefits at a Glance
Certificate of Coverage
Life Insurance Needs Estimator
V1 Final PS Accident – Accident Insurance Plan Summary
V1 Final PS All Ees – Summary of Benefits for all full-time employees
V1 Final PS Critical Illness – Critical Illness Insurance Plan Summary
V1 Final PS CT PFML – Connecticut Paid Family and Medical Leave
V1 Final PS HIP – Hospital Indemnity Plan Summary
V1 Final PS MA PFML – Massachusetts Paid Family and Medical Leave
V1 Final PS New Jersey – New Jersey Paid Family and Medical Leave
V1 Final PS New York DBL – New York Disability
V1 Final PS NY PFL – New York Paid Family Leave

Long-Term Disability
HealthEdge also provides Long-Term Disability Insurance to protect your finances when your disability continues beyond the period covered by the short-term disability plan. This benefit is also fully paid for by the company and enrollment is automatic. The monthly benefit is 60% of the first $10,000 of monthly predisability earnings; maximum monthly benefits $10,000. Benefits are effective on date of hire and LTD benefits begin after 90 days of disability.

Important Documents
Benefits at a Glance
Disability Certificate of Coverage
Reporting an Absence or Disability
Web Portal Guide

To be eligible for Hospital Indemnity you must be a regular full- or part-time employee who is scheduled to work 30 hours per week or more.

Important Documents
2023 Summary of Coverage
Creating a Claim
Certificate of Coverage

Be sure to participate in Prudential’s Wellness Benefit by completing an eligible health screening test and you will receive a benefit payment to use however you’d like. Employees, spouses, domestic partners, and children can receive $50 each annually.

To be eligible for Critical Illness you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
2023 Summary of Coverage
Creating a Claim
Certificate of Coverage

Be sure to participate in Prudential’s Wellness Benefit by completing an eligible health screening test and you will receive a benefit payment to use however you’d like. Employees, spouses, domestic partners, and children can receive $50 each annually.

To be eligible for Accident Insurance you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
2023 Summary of Coverage
Creating a Claim
Certificate of Coverage

Protection Services Include:

• Monitors your digital identity and credit profile
• Alerts you of fraudulent activity
• Helps with restoration services in the event you should need it

To be eligible for ID Theft you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
Activate Your Benefits Her
Features Guide

• Establishing a will and/or trust
• Purchase/Sale/Refinancing of House
• Traffic Ticket Defense
• Student Loan Refinancing/Collection Defense
• Child custody, Adoptions, Guardianship
• Separation, Divorce, Name Change

To be eligible for Legal Insurance you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
How to Choose a Legal Plan Provider
Benefit at a Glance
Mobile App Access
How to Use Your Legal Plan

A voluntary pet insurance plan through Metlife is available to HealthEdge employees for dogs, cats, birds, and a variety of exotic pets at a discounted rate.

Employees are eligible to enroll in Pet Insurance at any point in time throughout the year. Please fill out the quote form here.

To be eligible for Pet Insurance you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Wellness looks different for everyone. We take a holistic approach to help you live a happy, healthy and full life.

To be eligible for our Wellness Programs you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Ginger

Ginger is an app that offers confidential, on-demand emotional and mental health support for your life challenges through coaching via text-based chats, self-care activities, and video-based therapy and psychiatry – all from the privacy of your smartphone.

Important Documents
Access Ginger

Employee Assistance Program

HealthEdge offers an Employee Assistance Program through Prudential. This program offers free and confidential support to you and your adult household members. Receive support for stress, anxiety, substance abuse, relationships, financial and legal advice, childcare and much more!

Important Documents
GuidanceResources Unlimited Telephonic Flyer

The HealthEdge Software 401(k) Plan gives you a great way to save for your retirement with help from the Company. We will match 50% of our employee contributions up to a max of 3.5%. In order for you to max out the match you must contribute 7% yourself.

Starting on 1/1/2023 all new match dollars into the plan will vest immediately.

All dollars matched prior to 1/1/2023 will continue to vest on the 4-year schedule that you were assigned.

To be eligible for 401(k) you must be a regular full- or part-time employees who is scheduled to work 30 hours per week or more.

Important Documents
401k Enrollment guide HealthEdge Software
401k Summary Plan Description
401k Empower Incoming Rollover Form
HealthEdge Software 401(k) Plan Annual Notice

• Planning for retirement
• Saving for college expenses
• Recommending investment strategies
• Providing for future generations
• Supporting personal and professional goals
• Managing retirement income
• Helping businesses, corporations, and institutions with investment advice, investment banking services and execution services

Set up your first consultation:

Call today at 215.862.1561

Zoe Lyle zlyle@janney.com

All employees are eligible for financial planning through Janney.

Important Documents
Financial Planning

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Corporate Hotel/Car Rental