2024 Benefits Information

2024 Benefit Plan Details

Group Mediclaim
Group Mediclaim is provided through ICICI Lombard.

  • Sum Insured limit maintained at INR 7.5 lakhs per family.
  • Age limit : 0 – 90 years
  • Room Rent has been restricted to INR 11,250 for Normal and No limits for ICU. Proportionate deduction applies to all amounts above INR 11,250.
  • Maternity limit for normal delivery and C-section delivery is 1 lakhs.
  • Well baby expenses covered up to INR 10,000 per employee
  • Pre-post natal expenses covered up to INR 5,000 per hospitalization
  • Air Ambulance covered up to INR 1,00,000 per family
  • Ayurveda Hospitalization – Covered up to 25% of the sum insured subject to a maximum of Rs.25,000/- per policy period
  • Dental, Vision, Consultation & Diagnostics/E-Pharmacy covered up to INR 15,000.
  • TPA – Medi-Assist

Group Term Life Insurance

Group Personal Accident is provided through ICICI Prudential

  • Sum Insured basis 3 times CTC (annual salary)
Group Accident Insurance

Group Personal Accident is provided through ICICI Lombard.

  • Sum Insured basis 3 times CTC (annual salary)
Septa Wellness Suite

A full suite of wellness benefits is available through Truworth Wellness a subsidiary of Septa Health.

Preventive Health

Take advantage of health checks and easily check your results in The Wellness Center. Health checks can be done at the centre or choose from a combination of at-centre & at-home.

  • Thorough Health Assessment by expert professionals
  • Personalized health reports for informed decision-making
  • Early detection of potential health issues
  • Comprehensive blood tests for holistic insights
  • Schedule at your convenience: home or centre options
  • Free, unlimited basic physical dental checkup for employee.
  • Free, unlimited basic physical eye checkup for employee.

Online Doctor Consultation (Telemedicine)

The Septa Telemedicine provides unlimited doctor consultation across all specialties for the full family through call, chat, and video call.

Five (5) allowable dependents covered by EAP and online doctor consultation.

Employee Assistance Program

Our EAP is a confidential service which offers short term counselling, assessments and expert – based advice and solutions to employees facing personal or professional issues impacting their emotional and cognitive wellbeing.

  • Confidential Counseling
  • Personalized Support
  • Wellness Workshops
  • 24/7 Access

Five (5) allowable dependents covered by EAP and online doctor consultation.

Important Documents

All Services
Annual Check-Up
Employee Assistance Program
Teleconsultation